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Can I retract or cancel my bid?
I sold an item and have not yet received payment. What can I do?
How can I end my listing (auction) immediately?
Buying a Get It Fast Item
Buying with Buy It Now
Sending Payments with PayPal
Payment Methods: PayPal, Debit or Credit Card, Money Order
Your PayPal Account
Rules for Buyers: Overview
Knowing the Rules for Buyers
Search the Help pages (Does not search for items or products)
Buying -- Getting Started
Buyer Activity Limits
PayPal Buyer Credit


Can I retract or cancel my bid?
A bid may be retracted (cancelled) by the buyer in some cases if the retraction meets the requirements of our Bid Retraction policy. Note: There is no equivalent for bid retraction in Buy It Now listings, or for listings where the bidding has ended. Once you've confirmed your purchase, you are obligated to pay the seller. There is also no equivalent for bid retraction for item listings using the Best Offer feature. Whether you can retract your bid or not depends on the following factors: Why you are retracting your bid; When your bid was placed and when the listing ends. You can retract a bid or a Best Offer for the following reasons: You make a typographical error and enter the wrong bid amount. For instance, you bid $99.50 instead of $9.95. If this occurs, enter the correct bid amount immediately after you retract your bid. If you do not place another bid, the retraction will be in violation of eBay's policy and could result in your suspension. Please review the retraction guidelines if you need to retract your bid. The description of an item you have bid on changed significantly after you placed your bid. You cannot contact the seller. This means that you tried to call the seller, but his or her phone number doesn't work, or that you have tried emailing a message to the seller and it comes back undeliverable

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I sold an item and have not yet received payment. What can I do?
If your buyer has not completed the sale, here is what you need to do: Contact your buyer. Like you, buyers can have emergencies or computer problems. The buyer may not be able to respond to you right away. If the buyer doesn't respond to your email, you may want to request their contact information and give them a call. Send a payment reminder. Send your winning buyer a friendly payment reminder between 3 and 30 days after the listing closes. File an Unpaid Item Dispute. If after following the steps above, you didn't get a response from the buyer, or if you feel that you won't receive payment, review the Unpaid Item Process. Request a Final Value Fee credit. If you are unsuccessful in resolving the issue with your buyer 10 days after filing the Unpaid Item Dispute, you can request a Final Value Fee credit. Note: For multiple item listings (Dutch auctions), you may file an Unpaid Item Dispute for as many buyers as necessary. You can file only one alert per listing, no matter how many buyers are included on the alert. Tip: If the winning bidder doesnt pay for the item, you can make a Second Chance Offer to one of your other bidders, or relist your item.

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How can I end my listing (auction) immediately?
If needed, you can end your listing before the scheduled end date. If there are bids on your item, you can cancel them. Reasons for ending listings early include: The item is no longer available for sale. There was an error in the starting price or reserve amount. There was an error in the listing. The item was lost or broken. To end your listing early: Type your item number into the End My Listing Early form. (You can get this number on your listing, on your confirmation email, or on your My eBay page.) If there are bids on your item, choose between Cancel bids and end listing early or Sell item to high bidder(s) and end listing early (If your item has no bids, you can skip this step). Choose the reason you're ending your listing early. Your listing will end and will no longer be active on eBay. If there were bidders, they will be emailed that their bid was canceled and the listing ended early. Note: Your account will still be charged listing fees (such as the Insertion Fee) if you end your listing early. Consider revising your listing first if there are aspects of it you want to change or improve.

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Buying a Get It Fast Item
Looking for a last-minute Christmas or birthday gift? The Get It Fast program helps you find items that can be delivered quickly. Look for the Get It Fast logo when viewing an item page: The Get It Fast logo indicates that the seller offers an expedited shipping service and has agreed to ship the item within one business day of receiving your cleared payment. Estimated delivery date Next to the Get It Fast logo you'll see the earliest date that you can receive the item (for example, "As soon as July 15"). This date is calculated by taking the current date, adding one business day for the seller's handling time, and then adding the number of business days the expedited shipping service takes. "Business days" are normal weekdays. Saturdays, Sundays, and major holidays do not count as business days. The seller is under no obligation to ship the item until they have received cleared funds from the buyer. If you want to receive the item as soon as possible, we recommend that you pay immediately using a fast payment method such as PayPal. If you are not certain whether you can receive the item as quickly as you want, please contact the seller before purchasing the item to discuss delivery options. Once a seller ships an item, it is still possible that delays will occur as , part of the normal variability of shipping services. Additionally, if you live in an area that takes a longer time than normal for deliveries to arrive, please keep this in mind as you view the estimated delivery dates. How to pay for Get It Fast items PayPal PayPal is the fast, safe and easy way to pay sellers-it lets you send payments instantly online from your credit card or bank account. Using PayPal can help you ensure that you receive the item on time. Personal checks Many sellers prefer to wait until checks have cleared and funds have been paid into their account before shipping items. If you still want to pay by personal check and receive the item quickly, please contact the seller before committing to buy the item. Other payment methods The seller may offer other payment methods. If you want to receive the item quickly, eBay recommends that you contact the seller to agree on payment terms and shipping times before committing to buy the item.

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Buying with Buy It Now
Buy It Now is the simplest way to buy on eBay. It allows you to buy an item when you want it, at a known set price. When you see the icon next to a listing, or see a Buy It Now price listed on an item page, the seller gives you the opportunity to purchase the item right away without waiting for an online auction to end. There are two types of eBay listings that may have a Buy It Now price: Items that have a bid price and a Buy It Now price. You can choose to place a bid and compete in the online auction or use Buy It Now to purchase the item immediately. When it's part of an auction-style listing, the Buy It Now option is only shown on listings until an item receives its first bid. For a Reserve Price Auction, the Buy It Now option is shown until the reserve is met. This means that when you see that an item has both a Buy It Now price and a first bid price listed, you will need to act quickly! Items that have a Buy It Now price only (no bidding) -- you can purchase the item right away. Important: Shipping and handling charges are not included in the Buy It Now price. You may need to contact the seller to determine the total price of the item. Check the items description for shipping and handling information and the seller has specified that immediate payment is required. If the listing is a Pay Now and Buy It Now item, the seller requires immediate payment, so the shipping cost and other charges will be displayed in the listing description. Purchasing items using Buy It Now Look for items with a Buy It Now price. You can easily identify Buy It Now items on category browse pages or in your search results. If you're only looking for Buy It Now items, click the Buy It Now tab on search results or browse pages. Check the Buy It Now price of the item. This is the price you'll pay for the item. However, also check the shipping cost and any other additional costs that may be listed in the item description to know the total cost for the item. To purchase the item, click Buy It Now button on item page. Important: For Buy It Now items that have both a bid price and a Buy It Now price, the Buy It Now price will disappear once a bid is placed, so it is important to act quickly. Enter your User ID and password. A Buy It Now confirmation message opens. Select from the payment methods offered by the seller (PayPal, personal check, money order, and so forth). If the listing is a Buy It Now item that requires immediate payment, click the Continue to PayPal button to start the simple payment process. Pay for the item, and the seller ships it to you.

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Sending Payments with PayPal
PayPal is the preferred payment method for most eBay buyers and sellers. PayPal enables you to send payments quickly and securely online using a credit card or bank account. You can also check the status of your payment. For information on the advantages of paying with PayPal, see About Payment Methods. Before you can send a payment using PayPal: The seller needs to offer PayPal as a payment method in their listing. You need to have a PayPal account. To sign up, go to the PayPal site and click the Sign Up link. To pay for an item using PayPal After you've won an item, click on the Pay Now button. Select your shipping address and confirm the payment details. If the seller hasn't specified shipping costs but you know what they are, you can enter the shipping information yourself. Note: If you use PayPal, the seller may require a credit card billing address registered at PayPal, sometimes called a "confirmed" address. Select PayPal as the payment method to go to the PayPal site. Log in to your PayPal account. If you do not already have a PayPal account, you can sign up for an account. From your PayPal account, review your payment and select how you would like to fund your PayPal payment (for example, using a checking account, credit card, or PayPal balance). Click the Pay button to send the payment. The payment confirmation page opens. When you send the payment, PayPal sends the payment status to eBay, your seller is notified of your payment, and you receive an email receipt for the transaction. If for some reason you are unable to pay from the eBay site, you may pay for eBay items directly from PayPal.com. To Pay for an eBay item on the PayPal.com site Log in to your PayPal account. Click the Send Money tab. Click the Pay for eBay Items subtab. Click Pay next to the item for which you would like to send a payment. If necessary, edit the details of your payment. Click Continue. Click Send Money. Checking the status and history of your PayPal payment You can: Check the payment status and details from My eBay or the View Item page. View a more complete payment history by accessing your PayPal account. To check the status of a payment: In My eBay, in the Items I've Won section, click on the drop-down icon (small triangle) that is located under the Action column for the item. Select View Payment Details. The Buyer's Payment Status page opens. You can also view your payment status from the view item page for the item you've paid for by clicking on the "View Payment Details" link To check the history of a PayPal payment: In my eBay, in the Action column next to the item, select View PayPal Payment. A PayPal login page opens. Log in to your PayPal account (www.paypal.com ) Click the History tab. Review the listed transactions, or use the search filters at the top of the page to find your payment. Click the link in the Details column to see additional details about your payment, including the time, date, item name, shipping address, and optional message. You can also view your PayPal payment history from the view item page for the item you've paid for by clicking on the "View PayPal Payment" link. If you have a PayPal question, please contact PayPal Customer Support. Note: If you have accidentally paid for an item twice, contact your seller and explain that you submitted a duplicate payment and request that they refund the second payment to your PayPal account.

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Payment Methods: PayPal, Debit or Credit Card, Money Order
Before you bid on an item or use Buy It Now, make sure that the seller's payment options will work for you. Important factors you should consider include: Is it traceable and is there proof of payment? Is the method fast and convenient? How secure is it? What is the liability coverage in case something goes wrong? There are a number of ways to pay on eBay. Most sellers offer more than one option. Some payment options offer more protection than others, so be sure to select a method of payment that makes you feel comfortable. If you have additional questions about payment options, you can contact the seller directly. Common payment methods available using the Pay Now button include: PayPal Credit card Personal checks, cashier's checks, or money orders The seller may accept other types of payment methods involving escrow companies (recommended for high-price items) and bank to bank wire transfers. For information on these types of payments, see Sending Payments: Benefits and Risks. Important: eBay does not recommend cash or cash wire transfers as a payment method. You do not retain any proof of your payment, and will have little to no remedy for transaction problems. Paying with Pay Pal PayPal is the preferred payment method for most eBay buyers and sellers. PayPal enables you to send payments quickly and securely online using a credit card or bank account. However, you should first check that the seller offers PayPal as a payment method for their listing. When you select PayPal as the payment method, you go to the PayPal site, where you can send your payment. If you do not already have a PayPal account, you can sign up for an account. At PayPal, you can choose how you would like to fund your PayPal payment (for example, using a checking account, credit card, or PayPal balance) and then send the payment. If you use PayPal, the seller may require a credit card billing address registered at PayPal, sometimes called a "confirmed" address. Advantages Payment is traceable. You can track the status of your payment using My eBay or your PayPal account. Is immediate and convenient. You pay directly from the item listing page and payment is deposited directly into the seller's account. Does not require you to use your credit card online (you can transfer directly from your bank account). Sellers don't see your credit card number (it is safely encrypted through PayPal's server), which limits the risk of unauthorized use. Offers PayPal Buyer Protection on eligible transactions up to $200 at no additional cost. However, the majority of transactions may be covered up to $2000. See eligibility. If you have a PayPal question, please contact PayPal Customer Support. Paying with a credit card (not through PayPal) Certain Sellers are set up to take credit card payments. This will require you to provide your credit card information to the seller. To protect yourself, check with your credit card provider for protection terms and conditions. Advantages Payment is traceable. Payment is immediate and convenient. Provides limited liability coverage. Credit card companies typically provide some level of identity and purchase protection whether you are paying with your credit card through PayPal, or directly to the seller. Contact your credit card company to learn more. Paying with personal check, cashiers check or money orders You can pay with a personal check, cashiers check or a money order as long as your seller accepts this payment method. To buy safely, please remember to: Check the seller's feedback score. See if there is a return policy on the listing. Advantages Payment is traceable to a particular mailing address and provides proof of payment. Most banks offer a stop payment service if problems arise before the check is cashed. Some money order services may have the option to stop payment if problems arise before the payment is cashed. Disadvantages Sellers must wait for funds to clear. Payment is extremely difficult to recover in cases of fraud.

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Your PayPal Account
Signing Up for a PayPal Account Email Address and Password Help Updating Your PayPal Account Information Closing Your Account Signing Up for a PayPal Account The fastest and easiest way to pay for items on eBay is by using PayPal. To create a PayPal account, just fill out the Sign Up Form - it takes less than two minutes! You'll be sending your payment in no time. Once you have a PayPal account, you can use it to purchase eBay items as well as to shop at the thousands of online merchants who accept PayPal. Paying with PayPal is: FAST - Pay instantly and get your item faster - sellers don't need to wait for checks to clear EASY - Use your credit card or bank account to fund a payment, all you need is the seller's email address SECURE - Your financial information is not shared with the seller, and there's no risk of checks getting lost in the mail. Sign up for PayPal today! Email Address and Password Help To log in to PayPal, you must enter your email address and password. If you are having trouble logging in to PayPal, first make sure that you are entering your email address and password correctly. Remember, you must use your full email address, in the format me@myemailprovider.com. Your password is 8 or more characters, and is case-sensitive - check to see if you left your CAPS LOCK on. If you have forgotten your password, you can complete PayPal's password recovery process to gain access to your account. First, click the Forgot your password? link on the PayPal home page. Enter any email address registered with your PayPal account and click Submit. PayPal will send you an email that contains a link. When you follow the link, you will be asked to answer questions about your account - information that only you, as the account holder, would know. You may then reset your password and log in to your account. Updating Your PayPal Account Information You can edit your account information, including your contact information and financial details, from your Profile page. First, log in to your PayPal account, and click the Profile sub-tab. Click the link to the information you wish to edit, and make your changes. Once you close your account, you will not be able to: Offer PayPal as a payment method on your listings Make any purchases using PayPal View your PayPal account History Closing Your PayPal Account Log in to your PayPal account Click the Profile sub-tab Click on the Close Account link in the Account Information column Click Continue If you wish to continue, click Close Account Once you have closed your account, all of your outstanding transactions will be cancelled immediately. Your remaining account balance, if any, will be mailed to you.

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Rules for Buyers: Overview
eBay's rules for buyers help ensure that transactions at eBay are safe and hassle-free. The following activities are not permitted on eBay: Transaction Interference Invalid Bid Retraction Unpaid Items Unwelcome Buying/Bidding Shill Bidding Solicitation of an Off-site Sale Violations of these policies may result in a range of actions, including: Listing cancellation Limits on account privileges Account suspension Forfeit of eBay fees on cancelled listings Loss of PowerSeller status To report a policy violation: Find the link to report a violation on the policy page. Include the appropriate information, including any relevant emails, with full descriptions in the subject line and complete email headers. Learn more about displaying complete headers. Only report a case once; multiple emails about the same case slow an investigation. Notes: eBay will consider the circumstances of an alleged offense and the user's trading record before taking action. If a complaint can't be proven with certainty, eBay may take no action. Due to privacy issues, it is not possible for eBay to discuss the results of an investigation. Posts made in eBays Want It Now area must also comply with eBay policies. For more information, see the Want It Now Policies page.

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Knowing the Rules for Buyers
JOS's policies are rules and guidelines that help to create a safe, fair and enjoyable trading environment for all eBay members. As a buyer, you are responsible for reviewing and understanding eBays policies, as well as all applicable laws and regulations as outlined in the User Agreement and in Rules for Buyers - Overview. Policies and guidelines specifically related to buying an item are: Non-payment of an item Bidding policies Buying policies Reporting violations When policy violations occur, eBay emails the bidders, as well as sellers, that a listing has been ended. Learning about eBay's policies before you buy an item will help you to avoid unintentionally breaking rules (including the law). eBays policies are updated to respond to marketplace, eBay Community and security issues, so it is important to check them regularly for changes. eBays policies are intended to: Support government laws and regulations Minimize risks to buyers Provide equal opportunity to all buyers Protect intellectual property rights Provide an enjoyable buying experience Support the values of the eBay Community Violations of these policies may result in a range of actions, including: Listing cancellation Limits on account privileges Account suspension Non-payment of an item Most of the items on eBay are auction-like listings and involve submitting a bid. Bidding is meant to be enjoyable, but remember that each bid you place enters you into a binding contract. Buyers are not permitted to win items at auction or buy an item in a Buy It Now listing without paying, thus blocking legitimate buyers and disappointing sellers. To understand the penalties, please see Unpaid Item Policy. Bidding policies To promote a safe, fair and enjoyable trading experience, eBay has established a set of bidding standards and guidelines. The following activities are not permitted on eBay: Transaction interference  Contacting other buyers by email to warn them about a seller or item is not permitted. Misuse of the bid retraction option  Manipulating the bidding process to discover the maximum bid of the current high bidder. Shill bidding  Bidding to artificially increase an items price or apparent desirability. To keep eBay a safe place for buyers, eBay limits how your bid history information is displayed. When the price or highest bid on an item reaches or exceeds a certain level, other members cannot view your member-specific information such as your User ID on the Bid History page. Your User ID is shown to the seller of this item only. Bidders are assigned anonymous names, such as Bidder 1, which are used consistently throughout the bid history for an item. Note: The price or bid amount at which User IDs are no longer viewable is determined by eBay and varies by country. Buying policies Buyers who do not meet the sellers terms as outlined in the item listing are not permitted to bid on or buy the item. In addition, buyers are not permitted to place bids or purchase items with the primary intent of disrupting a listing. This is known as unwelcome and malicious buying. It is a violation of eBay policy for a buyer to contact a seller and offer to purchase the listed item outside of eBay. Rules for all members There are also rules and policies that apply to all eBay members that are part of the transaction process. These include: Providing false contact information Your identity is a building block in the eBay community. Both buyers and sellers are required to maintain accurate and up-to-date contact information to facilitate communication. Feedback abuse, withdrawal and removal Feedback is a valuable indicator of a buyers or sellers reputation on eBay. Your reputation as a buyer is established by the score and comments from your trading partners. Learn more about Feedback Policies. To know about other rules that apply to all members, see Rules for Everyone Overview. Reporting violations eBay monitors listings, including reviewing reports of policy violations from its members. To report violations, locate the policy that is being violated, review it, and report the violation using the links provided on the appropriate policy page. You can also click Help at the top of any eBay page and then click the "Contact Us" link on the left side of the page. Make sure to include the appropriate information, including any relevant emails, with full descriptions in the subject line and complete email headers. Your participation and vigilance as part of the eBay Community is invaluable in helping eBay to help you to be a successful buyer.

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Search the Help pages (Does not search for items or products)
As an JOS buyer, you can take the following precautions to help ensure a successful trading experience. Before bidding or using the Buy It Now button Remember that you automatically enter into a legally binding contract to purchase the item from the seller if you're the winning buyer in the listing or use the Buy It Now feature. When sellers do not receive payment for an item, they can file an Unpaid Item dispute. eBay can then issue a strike on the account of the buyer who does not honor their obligation to pay (unless the buyer and seller mutually agree not to complete the transaction). eBay's research has shown that following a few simple tips can significantly reduce the rate of unpaid item disputes. Carefully review the item listing and make sure you understand the seller's shipping terms, refund and return policy, and other terms and conditions. Review the seller's terms and shipping details to make sure you are eligible to bid on the item. If the seller has any buyer requirements that you don't meet, contact the seller for permission prior to placing a bid or using the "Buy It Now" feature. Make sure that the seller accepts your preferred payment method. Ask your seller questions using the "Ask seller a question" link on the item listing page. If you have a problem communicating with the seller through email after you have won the item, you can request contact information for your seller (including a phone number). Make sure that you update your contact information, including your email address, whenever it changes. Make sure that you don't have any "spam" blocking software installed that may limit a seller from communicating with you. If you have computer or connection problems, you can access your eBay account through any computer with Internet access, such as those at a library or friend's house. You can monitor your bids from your My eBay page from any computer connected with the Internet. Check the seller's sales history through feedback as well as their current items to get an idea of their areas of expertise. For example, if the seller has only sold recipes, and then lists a plasma television, make sure that you are comfortable with the transaction before you bid. Learn more about knowing your seller. Make sure your preferred method of payment offers purchase protection. Use common sense. If something seems too good to be true, it often is. Make sure that you are comfortable with the transaction before you bid. Confirm authenticity of the item. Educate yourself about eBay's listing policies. Before sending payment Contact the seller to arrange payment. Verify your seller's contact information. Use extra caution with international transactions, as well as high-price and popular items. For high-price items, you can pay using an eBay approved escrow service like www.escrow.com. Insure your item. Keep a record of all purchases. What to avoid Paying with instant money transfer services such as Western Union and MoneyGram that send cash instantly from storefront locations, by telephone and over the Internet. If your seller insists on using only these payment options, report it to eBay. Transactions where the seller only accepts cash. Unsolicited offers. If the seller offers to sell you the item directly without bidding on and winning the item on eBay, please don't respond. Instead, please report it to eBay immediately. Fake escrow services. Use caution when considering an escrow service to pay for your item. For eBay transactions, you should only use the following eBay approved escrow companies: For a list of approved sites, Using Escrow Services.

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Buying -- Getting Started
Welcome to Jesse Online Store! It's easy to learn what you need to know to make your first purchase. Step 1: Register Step 2: Find items Step 3: Consider buying formats Step 4: Consider payment methods Step 5: Use My JOS (optional) Step 6: Connect with eBay members (optional) Step 1: Register Registration is free and simple. Register now, or learn more about registering. You can also take a guided tour of registration. Step 2: Find items You can find items by browsing or searching. Browse when youre not exactly sure what youre looking for, or when you just want to explore the range of items in a particular category. To browse, click on a category in the left column of the eBay home page. Search when youre looking for a specific item that you can describe using a few words. To search, enter a few words to describe the item in the Search box, which is located in the top right corner of most eBay pages. Learn more about finding items. Step 3: Consider buying formats There are numerous ways to buy items on eBay. Some buying formats include auction-style listings where sellers put items up for sale to the highest bidder, and Buy It Now, which allows you to buy an item when you want it, at a known set price. Learn more about buying formats. Step 4: Consider payment methods Every seller is unique and may accept different payment methods. Carefully read an item description before you buy to find out what methods the seller accepts. Most sellers accept PayPal because it transfers funds immediately. Learn more about payment methods. Step 5: Use My eBay (optional) My eBay allows you to track all of your eBay activities including buying, selling and feedback from one page. Once you've registered, youll have your own My eBay page. Visit it often to watch whats happening with items youre interested in. Step 6: Connect with eBay members (optional) Once youve registered, you can participate in eBay's community discussion boards and chats. Connect with other members to get tips, ask for help, or just have fun. eBay Customer Support representatives also offer assistance on many boards and chats. Popular discussion boards for buyers include: Auction listings Bidding Checkout Feedback Search See the full list of boards and chats. Also, consider participating in eBay chat workshops, live online events where you can learn to use eBay like a pro.

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Buyer Activity Limits
Buyer activity limits are one way that eBay helps sellers to minimize Unpaid Items disputes. Based on eBays research, more than 50% of Unpaid Items come from new users with a Feedback score of less than 5. The goal of buyer activity limits is to minimize Unpaid Items while supporting legitimate purchases. Under this system, buyers can take appropriate actions to remove their limits: Buyer activity limits place restrictions on bids or Buy It Now purchases. These limits will be applied in very rare circumstances. These limits apply only to new users who have not yet demonstrated positive participation in the marketplace or to existing members demonstrating a highly unusual pattern of buying. Some Examples eBay cannot publish the specific rules for its activity limits. However, the following are two examples that illustrate situations in which new members may encounter activity limits (Note: These are not actual activity limits). Example 1: A new member who has won 20 items totaling $1,000 and is the high bidder on another 40 items in a short period of time may encounter an activity limit. Example 2: A new member who has won items totaling $5,000 and is high bidder on items totaling another $3,000 in a short period may experience an activity limit. A member may encounter a limit based on several factors including (but not limited to): Number of winning bids currently placed. Number of items won in a short time period. Dollar amount of winning bids currently placed. Dollar amount of items won in a short time period. Amount and dollar value of feedback the member has received for items won. Number of items for which the member has paid. Removing activity limits Members who encounter activity limits can remove these limits by: Verifying their identity. Accountholders may be given the opportunity to verify their identity by registering for PayPal, using a valid credit card (MasterCard or Visa only at this time), ID Verify ($5), or other options that eBay may offer in the future. Note: Not all members will be given these options. Receiving positive feedback. Positive feedback is often a good indicator of a member's likelihood of paying for items they have committed to buy. Members who have received positive feedback tend to have lower Unpaid Item rates. Why does eBay have activity limits? eBay has buyer activity limits to encourage responsible bidding and buying in order to protect both buyers and sellers from unintentional or malicious over-buying. In addition to buyer activity limits set by JOS, sellers can limit buyers based on certain criteria by selecting buyer requirements. Sellers can also limit buyers based on their User ID (see Managing Bidders and Buyers).

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PayPal Buyer Credit
Give your buyers the opportunity to shop now and pay later with PayPal Buyer Credit. You will get paid in full by PayPal as soon as your buyers checkout - your buyers then make monthly payments directly to GE Money Bank, the entity providing financing for PayPal Buyer Credit. How does it work? For an additional PayPal selling fee, you can offer your buyers promotional financing on your listings. You will only be charged the additional PayPal fee if the buyer uses PayPal Buyer Credit to pay for the item and receives the promotional offer. Just choose the promotional financing you want to offer and it will automatically appear in your listing (to help ensure consistent buyer communication, you are not permitted to write your own messaging about promotional financing within your Item Description). If you do not select to offer promotional financing, the basic financing message promoting a low monthly payment will appear in your listing - FREE! To turn off the basic financing message, update your payment/checkout preferences in My eBay. Please note that each promotional financing offer has a minimum purchase requirement before the buyer can take advantage of the offer. However, if a buyer''s total purchase from you exceeds the minimum purchase requirement, the buyer's total transaction will receive the promotional financing offer. If the buyer's total transaction is eligible for more than one promotion, your promotional financing fee will be calculated by multiplying the highest priced applicable fee by the total transaction amount. How much does it cost for sellers? Each promotional financing offer has an additional PayPal selling fee. This fee is charged on the final purchase amount and is in addition to any existing PayPal selling fees. PayPal promotional financing fees are charged at the time the buyers make their payment, and are only charged if the buyer uses PayPal Buyer Credit to pay for the item and receives the promotional financing offer. How much does it cost the buyer? Each promotional financing offer is different and has different payment terms for the buyer. For each promotional financing offer, the buyer can learn about the specific terms before they bid on or buy items offering the promotional financing. IMPORTANT CONSIDERATION You may only use the promotional financing text automatically included in your View Item page to describe the promotional financing available for your items. This has been provided by PayPal to help ensure consistent buyer communication. You are not permitted to write your own messaging about promotional financing within your Item Description. Benefits of offering promotional financing Make your items more affordable Increase your buyers' purchasing power Sell more higher priced items Compete with traditional retail financing promotions For additional information, visit http://www.aol.com/offercredit.

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Last Updated: 19 Aug 2009 16:15:04 PDT home  |  about  |  terms  |  contact
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